I need a break from this election especially after McCant’s speech last night. I just found him to be so farce and uninspiring. Really, that’s about all the space I want to give him on my blog. If you’re looking for praise from me, you won’t find it here.
But here’s something that I will praise….useful information that could save my ass someday or at least my wallet…something I don’t necessarily think the Repugnicants care about. There’s another scam out there ready to attack…no I’m not speaking about our current administration’s actions, although I wouldn’t put anything past them after what Maddie informed us of yesterday.
Anyway, here it is thanks to a friend who gave me a heads up. Be aware of these scammers who call YOU on the phone. This one is pretty slick since they provide YOU with all the information, except the one piece they want.
One of our employees was called on Wednesday from ‘VISA’, and I was called on Thursday from ‘Master Card’. The scam works like this: Caller: ‘This is (name), and I’m calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I’m calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona ?’
When you say ‘No’, the caller continues with, ‘Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?’
You say ‘yes’. The caller continues – ‘I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.You will need to refer to this Control Number. The caller then gives you a 6 digit number. ‘Do you need me to read it again?’
Here’s the IMPORTANT part on how the scam works. The caller then says, ‘I need to verify you are in possession of your card’. He’ll ask you to ‘turn your card over and look for some numbers’. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he’ll say, ‘That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?’ After you say No, the caller then thanks you and states, ‘Don’t hesitate to call back if you do, and hangs up.
You actually say very little, and th ey n ever ask for or tell you the Card number. But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.
Long story – short – we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card Don’t give it to them. Instead, tell them you’ll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for a nyt hi ng on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you’re receiving a credit. However, by the time you get your statement you’ll see charges for purchases you didn’t make, and by then it’s almost too late and/or more difficult to actually file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from a ‘Jason Richardson of Master Card’ with a word-for-word repeat of the VISA scam. This time I didn’t let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening.
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So…worth the read huh? I thought so. I am not one to be so easily fooled but you never know if I am in a rush and/or caught off guard. There have been a few scams like this over the years and my response is always hang up and call the number on your card to verify if there really is a problem. If there is, you’ll know soon enough and if there isn’t, you’ll know you almost fell for a scam. These types of scams always concern me when it comes to the older folks who I think they try to prey on the most. So please do your friends and family a favor and inform them….forewarned is forearmed.
Hi Rita: Some good questions. I have a few more: Would she be speaking as the savior, the advocate for special needs kids if she didn’t have one of her own? She cut the special needs budget by 62% (!), then she had her baby, who unfortunately has special needs. Of course NOW she’s going to support and be the poster mom. What does that say about her?
Doug: I am blown away by those meth lab numbers! You bring up some good points. Here’s a few more that Moveon posted that I think are worth repeating:
- Palin recently said that the war in Iraq is “God’s task.” She’s even admitted she hasn’t thought about the war much—just last year she was quoted saying, “I’ve been so focused on state government, I haven’t really focused much on the war in Iraq.” 1, 2
- Palin has actively sought the support of the fringe Alaska Independence Party. Six months ago, Palin told members of the group—who advocate for a vote on secession from the union—to “keep up the good work” and “wished the party luck on what she called its ‘inspiring convention.’” 3
- Palin wants to teach creationism in public schools. She hasn’t made clear whether she thinks evolution is a fact.4
- Palin doesn’t believe that humans contribute to global warming. Speaking about climate change, she said, “I’m not one though who would attribute it to being manmade.” 5
- Palin has close ties to Big Oil. Her inauguration was even sponsored by BP. 6
- Palin is extremely anti-choice. She doesn’t even support abortion in the case of rape or incest. 7
- Palin opposes comprehensive sex-ed in public schools. She’s said she will only support abstinence-only approaches. 8
- As mayor, Palin tried to ban books from the library. Palin asked the library how she might go about banning books because some had inappropriate language in them—shocking the librarian, Mary Ellen Baker. According to Time, “news reports from the time show that Palin had threatened to fire Baker for not giving “full support” to the mayor.” 9
And in response to your comment Choe: Palin was an unknown here too until a week ago. I wouldn’t say that she has captured the hearts and minds of American women…Not this woman at least, and I’m sure many others feel as I do. ZL: I’ll agree…she knows how to use that mouth…She’s got spunk and she’s smart, I’ll give her that, but she also seems mean spirited and not trustworthy – I’m not feeling a true sense of compassion in her words nor do I think her actions are altruistic. Choe, I support women who are going to support my needs and choices and she doesn’t. But there are women out there who support her; hopefully not enough to bring McCain into the White House.
Unfortunately many people will vote for her in regards to her speech and what she says ‘live’ as opposed to doing the ‘leg work’. I know because I used to be one of those. I wasn’t into politics much or the issues and I never did the research, watched the news or read the paper much. I know, I was very uninformed. I am much more involved now and I hope that many more Americans are too…but we’ll see…
Hi Maddie: It’s good to hear from you. Wow – a lot to report. Shocking but par. We all know that the Repugnicants will do whatever it takes to get into the White House for 4 more years. Screwing with the votes just can’t be an option anymore….something has to stop them from cheating and winning again. It sounds like Anonz is working on it. Hi Anonz: It’s good to hear from you too. I hope in spite of everything you’re doing okay. You’ve obviously been busy. Our thoughts are with you. Your back is covered….go for it.
Hi Mark: Too raw for my blog? Ahahhaha!! No censoring here. Well, I guess a man does need something more than just a good fuck a few times a day…and I thought any man would be satisfied with just that….I guess I was wrong :) But joking aside what is it that you don’t like about your new cyborg wife besides the fact that she almost(?) broke your jaw? I mean she should be the same person that she always was. So are you telling me getting laid a few times a day is not worth getting a slap in the face every once in awhile if she’s not happy with something that you did? I can’t imagine that she didn’t have a good reason to slap you otherwise she wouldn’t have. Maybe you have been lucky all of these years that your wife didn’t slap you until now….and look at the bright side, you are getting laid a lot more yes?
Look, I know I am treating this lightly and actually having a bit of fun but the truth is, there is nothing that I can do to help you get your wife back. If your wife decided that she wanted to be a girl or a girlZ there is really nothing that I can do to bring her back. It was her choice to leave, and I doubt that she will be coming back if she hasn’t been sent back already. However, you are writing here, so maybe you will get a response from either your wife or Maddie. I have no info myself as I have no idea who your wife is. The girls read my blog and If she wants to respond to you, I am sure that she will on my blog. I am sorry that I do not have anything more to offer you…we will just have to wait and see.
Well that’s it for this morning…I’m done! I really didn’t mean for this to be this long but I also did not expect these comments that came in last night. Ha!…so much for a break from the election!
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